NỢ XẤU NGÂN HÀNG: THỰC TRẠNG VÀ GIẢI PHÁP

Abstract

In recent years, the process of handling non-performing loans in the banking sector, while achieving some success, has also faced several limitations and challenges. Challenges include resource constraints for handling bad debts, legal frameworks for asset disposal, and an underdeveloped debt market. Especially in recent years, this activity has become even more difficult, with a  worsening trend, due to a “frozen” real estate marketand a lack of outlets for many business customers. To address these issues, it is essential to implement  a comprehensive set of solutions to create favorable conditions for dealing with non-performing loans